Archive for the ‘Main’ Category

3 Accounting Tips Nonprofits Should Know About

If you run your own nonprofit, you know how important good accounting is, but may be wondering what practices you should implement. Since nonprofits have unique tax requirements, keeping up with finances is essential to your organization’s success. Take a look at three ways you can easily handle your nonprofit’s accounting.

1. Try Cloud-Based Technology

If doing all of your bookkeeping on paper sounds like a hassle, consider using cloud-based technology like mip fund accounting. With everything in one place, you’ll be able to track your income, report expenses and manage your finances without having to flip back and forth through paper records.

2. Create an Annual Operating Budget

The best way to keep a handle on your finances is to create a thorough budget. Your budget helps you allocate your resources ahead of time and can be your guide to staying on the right financial track. You’ll want to create a budget each year, and list out your expected income sources and expenses. Be sure to take into account what your goals are for the year, how much achieving those goals will probably cost and whether you expect to have the income to pay for everything. As you move through the year, you can compare your actual income with your expectations and adjust the budget accordingly.

3. Use a Separate Bank Account

Make sure you have a dedicated bank account, separate from your personal one, to handle all your professional transactions. Using your personal bank account for these purposes can cause you a headache later on as you try to disentangle your finances, so separating them now can actually save you time later on. You may also want to ask whether you can get a checking account tailored specifically to nonprofits.

Accounting is essential to the health and success of any nonprofit organization, and it doesn’t have to be as complicated as it might sound. Try these tips and you’ll be setting your organization up for a financially sound future!

Are Gift Cards the Perfect Gift?

A gift card іѕ thе реrfесt gift! We hаvе all rеаd thаt ѕоmеwhеrе; еvеrуwhеrе, асtuаllу. Thеу are being ѕоld all оvеr the іntеrnеt аnd оfflіnе, аѕ well. You can read more about it if you Click here. Yet, is іt really thе реrfесt gіft? In thіѕ аrtісlе wе will give the рrоѕ аnd соnѕ оf gіvіng gіft cards.

A gіft саrd соmеѕ іn mаnу fоrmѕ. There are рrе-раіd оr рrе-lоаdеd сrеdіt cards like a Vіѕа gіft саrd оr Amеrісаn еxрrеѕѕ gіft card. There are specific dollar vаluе gіft саrdѕ thаt can bе used at a ѕеlесt numbеr оf ѕtоrеѕ, fоr іnѕtаnсе a rеѕtаurаnt gіft саrd thаt саn be used аt сhаіn restaurants. Thеrе are саrdѕ for ѕресіfіс ѕtоrеѕ like Mасуѕ оr a Tоуѕ R Uѕ gіft саrd. There are also discounted cvs pharmacy gift cards. The сhоісе оf thе type of gift саrd іѕ hugе and thаt іѕ one аrеа thаt makes gіvіng gіft cards a bіt dісеу.

Chооѕіng who уоu gіvе a gіft саrd tо ѕhоuld be wеll thought оut. For еxаmрlе, іf уоu give уоur wіfе a Lоwеѕ gіft саrd and ѕhе hаѕ nоt ѕресіfісаllу аѕkеd fоr оnе, you may bе іn hot wаtеr! Yеt, іf уоu сhооѕе to give hеr a Vісtоrіа’ѕ Secret gіft саrd, расkаgеd in a box of yummy chocolates, you could rесеіvе a great big kiss.

Altеrnаtіvеlу, gіvіng co-workers a Stаrbuсkѕ gіft card wоuld be a vеrу nice gesture аnd аррrесіаtеd. Pеrѕоnаl, dеер thоught uѕuаllу іѕ nоt rеԛuіrеd for со-wоrkеr gіftѕ. You ѕее, thаt іѕ whеrе gіft cards саn gеt you іn trouble. Sоmе people fееl that a gift card іѕ an “easy wау out,” аnd nоt much реrѕоnаl thоught hаѕ not gоnе іntо thе giving.

Sо, аrе gift саrdѕ a ѕаfе bеt аѕ a gift? Mоѕt оf thе time, yes. Yеt, if thе person receiving thе gіft card іѕ a сlоѕе friend оr rеlаtіvе, уоu may wіѕh to аdd ѕоmеthіng еxtrа tо it. Pluѕ, tаkе еxtrа саrе in thе choice оf thе tуре оf саrd уоu gіvе.

Gіvе a gіft саrd thаt mеаnѕ something tо thе реrѕоn receiving it. If the реrѕоn lоvеѕ tо shop аt Mасу’ѕ, thеn a Mасу’ѕ gіft саrd would bе appropriate. Pасkаgе it іnѕіdе a pretty wrapped box wіth a personal nоtе thаt says ѕоmеthіng lіkе: “I know hоw much you lоvе to ѕhор аt Macy’s, hаvе loads оf fun wіth this gіft!”

Aѕ long аѕ уоu mаkе аn extra еffоrt to mаkе іt a реrѕоnаl gеѕturе іn сhооѕіng a gіft саrd, іt саn bе the реrfесt gift.

How Design Thinking Will Help Banking in the Future

Modern finance theory blends tradition and reality together, but not always for the better. Different economic conditions arise and require people to create solutions for problems previously unimaginable. In the finance industry, brick-and-mortar banks that fail to take consistently adapt new technologies in response to today’s market are at risk of losing clients. Corporate firms should observe what prompts positive feedback. Design thinking is necessary for traditional institutions to survive in today’s vast dynamic economy.

A New Business Mindset

Design and systems thinking are business paradigms that intend to help redefine successful economic strategy based on a fluctuating market. Banks can benefit from systems thinking New York NY by expanding all of their services to all of their clients at the same time, reducing waiting times and providing all scheduled appointments. Bank managers know that their services and assets are interconnected. Alternatively, design thinking is centered on the customer. Creating and planning new initiatives would depend on what insights they share. Brainstorming brings staff together to figure out which ideas work best, experimenting with services that could appeal to as many customers as possible.

Empathy is Key

Understanding what common issues bother customers offers innovative organizations an opportunity to provide better services. Consultants meet with clients and listen to their concerns, interpreting their body language and facial cues to figure out how to help them. Building empathy helps build trust and can encourage long-term partnerships. Banks must be willing to put aside daily routines if they undercut client frustrations in any way. The human customer determines how successful you will become in the future.

Design thinking explores common psychological frustrations in a complex way that is not always transparent. The new paradigms represent changing business norms across all industries, not just finance. Thinking about unexpected problems in new ways helps build specialized communication skills that will prove valuable in the future.

How to Attract More Visitors for Recovery After COVID-19 Impact

COVID-19 has really hit the hospitality and retail industries quite hard. If you run a shopping mall, store or restaurant, chances are that you are counting down the days until you can open your doors to the public once again. While there will certainly be no shortage of people who are itching to go out for a shopping spree or a nice meal after being stuck indoors for the last few months, putting a marketing plan in place now to attract new customers and ensure the speedy recovery of your restaurant after the coronavirus crisis is crucial. Here are some great ideas that you might want to try in order to attract more customers post-COVID-19.

Offer Something for Families

Family meals have been a thing of the past for a while, so those with kids and teens will be eagerly awaiting the chance to go out and enjoy a meal or a day out together. Consider marketing your business to those with young children by making some family-friendly additions, like a kids’ play area or even an electric ride-on dinosaur that kids can enjoy having fun with if you have space. Kids, in particular, have been really bored throughout COVID-19 with schools closing, and many have been stuck at home in nice weather without the usual things to do, so the more activities for them, the better.

Try a New Menu

After COVID-19, more people might be wanting to try something new, especially if they have been thinking about everything that they usually take for granted while being unable to take part in it. If you run a restaurant, now might be a good time to think about making some new additions to your menu, and you can use this to engage with and develop stronger relationships with your customers in the run-up to reopening. For example, you might want to post some polls on your Facebook page or Twitter feed to ask your customers what kind of new dishes they would prefer to see the most when they can come back after the lockdown. This not only helps you find out more and get to know your customers better, but is also a sure way to show that you’re thinking about them during this difficult time.

Have a Reopening Night

Imagine you are opening the doors to your store for the first time, and treat reopening after COVID-19 in much the same way that you would treat a launch night. A re-launch night can be a fun event for your customers to look forward to and you can create some buzz and get people talking about your business on social media in the run-up to the grand reopening. Do something exciting like throwing a party or offer free drinks to customers to celebrate; the choice is yours. Take a look around and see what your competitors are planning to do so that you can make sure your re-launch night is bigger and better.

Hospitality and retail have taken a particularly big hit by the COVID-19 crisis, and to speed up recovery, you want to make sure that customers are eager to return once you reopen.

Why Art Restoration Matters

Art restoration has been prevalent in the United States since the 1920s. While some of the methods used back then are very different than what is used today, the basis of why restoration is important remains the same. People can train to be a professional art restorer and can even choose to focus on a specific type of art. Most art that needs restoring is painting, but sculptures, carpets, and paper (usually in the form of scrolls) all need restoring.

See Art as it Was

Art restoration allows people today to see what the artwork was like when it was first created. Over the years, art can become grimy, dusty, or moldy due to poor storage conditions. This can make it difficult to see what the picture is underneath. Most artwork in museums today is looked at regularly to assess any damage. If there is damage, the artwork is removed from display and restored, only going back on display once it is perfect again.

Gain New Insights

Art restorers sometimes have to chip away some of the original paint in order to create a better overall restoration. By doing this, art restorers have found that sometimes people would paint over paintings. In a 1600s painting, a whole whale was discovered that had been painted over by someone (not the artist). This gave a whole new meaning to the picture which, prior to finding the whale, only depicted a group of people on a beach.


Most importantly, by restoring art, people of all ages are able to experience the same piece. Currently, people are able to see what famous works of art looked like when they were originally painted, but art restorers are able to keep the artwork looking brand new. In this way, 100 years from now, people will be able to see the exact same art that you see today.

Restoring art is an art in itself and, while it can take years, has great benefits for humankind.

HR Solutions for Small Businesses

When a company has fewer than fifty employees, human resources likely can’t be a significant part of its operating budget. Nevertheless, compliance with federal and state regulations is imperative, and it’s extremely important for companies to manage their human resources tasks both accurately and efficiently. Here are some important strategies that can help simplify human resource management for small businesses.

Simplify Payroll Management

It’s critical that payroll management is handled accurately and cost-effectively. The optimal solution for small businesses may be to outsource timekeeping and payroll functions. If you need to establish a relationship with a payroll specialist Oregon, choose a company that can assist with all aspects of payroll management rather than just cutting checks. Ideally, a provider should be able to assist you with onboarding and offboarding, checking the accuracy of deductions, and making adjustments related to timekeeping as well as time-off.

Streamline Employee Timekeeping

If you have nonexempt staff who need to clock in and out, then you might consider using a system that is intended to guarantee accuracy and doesn’t require significant oversight. A biometric timeclock can help guarantee that employees are logging hours responsibly, and some systems include portable options for employees who work offsite. If you need to use a system that tracks how employees are spending time, then it may be beneficial to use a program that gives employees to enter their time according to particular tasks, projects, or clients.

Establish a Comprehensive Employee Handbook

Having an organized handbook can help to ensure that individual employees are clear about company policies and that they’ll be applied consistently. You’ll likely have to field fewer individual questions about important topics such as time-off, benefits, and employee discipline.

Staying on top of your staff’s timekeeping and payroll administration requires excellent organizational skills and resourceful delegation of responsibility. Work with experienced administrators and legal counsel to ensure that your operations are run cost-efficiently and compliantly.


How To Buy Bitcoin With PayPal Instantly

Interest in bitcoins has increased lately as investors have realized the utility of bitcoins. The last decade has been an important one for bitcoins and crypto currency, bitcoins have it seems gone through a lot in the last decade and the high point came in 2017 when bitcoins peaked but then the beginning of 2018 saw the value of bitcoins crash.

At that point many critics believed it to be the end of bitcoins however, in hindsight it now appears that it was simply market correction. 2017 saw extra ordinary hype in the value of bitcoins and 2018 simply corrected the value of bitcoins because in 2019 and 2020 the value of bitcoins has continued to rise and even the global financial crash of March 2020, couldn`t dampen this bullish trend in the value of bitcoins. At present the value of bitcoins is hovering between $9000 and $10,000 and it may soon cross the $10,000 mark.

All of this is really exciting for investors who can now see bitcoins and crypto currency as an extra asset class that can be added to their portfolios to increase portfolio diversification. This is also creating a lot of traction and awareness even among those people who were previously not that interested into bitcoins and search engines are picking up more and more queries on how to purchase bitcoins.

It seems that the last decade was simply not enough to spread mass awareness about the usage and accessibility of bitcoins. Therefore in this article we shall look into how you can buy bitcoins through PayPal. Before you can proceed you will need to fulfill certain pre requisites. These pre requisites include having a bitcoin wallet and access to funds through bank or PayPal account.

Setting Up A PayPal Account

If you are looking for speed and convenience then you have got two options basically, you can either buy bitcoins through credit cards or you can go for PayPal. Both of these options are fast and convenient, however since this topic is aimed at PayPal so let us look at how you can purchase bitcoins through PayPal.

The first thing that you will need to have is a PayPal account. It is very easy to make one, you will simply have to log in to the PayPal site and sign up, provide a few details, that may also include personal identification details and the details of your bank account because your bank account will also need to be synced with your PayPal account.

It has to be kept in mind that PayPal is subject to government regulations and therefore by agreeing to use PayPal you will lose your privacy in the usage of bitcoins. For most people, this is a non issue because the time, cost and the convenience of using PayPal trumps over other things.

Choose A Bitcoin Exchange That Is Safe And Trusted

Once you  have set up your PayPal account, the next thing you will need is to choose a bitcoin exchange. A bitcoin exchange is an online platform that allows you to exchange your currency for bitcoins. Once again it must be remembered that bitcoin exchanges like PayPal are regulated by the government and subject to local laws, so you will have to surrender your privacy and usage data.

Most people, as stated above do not mind this because the convenience and ease of payment is too great.

Not a lot of bitcoin exchanges provide PayPal as a payment option, so you will have to search around to look for the exchange that suits your needs. Most of the big and trusted exchanges like Coinbase and Binance do not allow PayPal as a payment option. Coinbase only allows limited PayPal usage for bitcoin sellers and not for buyers.

eToro is a platform that allows you to buy bitcoins with PayPal but eToro is ideally a platform that is suitable for investors because it doesn`t allow you to actually own bitcoins for transaction. Instead eToro allows users to get exposed to the price variations of bitcoins and then trade them.

You will need to register with the site by providing some personal details for identification and then you will need to connect your PayPal account to the site as a payment option. Once it is connected you can purchase the bitcoins form the buy/sell window.

If you choose eToro then you will not receive actual bitcoins, instead you will be able to trade using the value of bitcoins. You can also find other exchanges that allow PayPal to be used as a payment option here.

Choose A Peer-to-Peer Marketplace That Accepts PayPal

You don`t necessarily have to buy through a bitcoin exchange. Most bitcoin trade is done through peer to peer platforms but the same issue of PayPal chargeback haunts them as well this is why there are only a few platforms that allow users to use PayPal as a payment option. Local Bitcoins is one such platform that allows users to buy and sell bitcoins using PayPal.

What you will simply need to do is look for sellers that agree to receive payment through PayPal, once you find a seller who is willing to receive payment through PayPal, you can choose the amount of Bitcoins that you want to buy and then execute the transaction. Care must be taken because the risk of fraud through P2P sites is usually high.

Whatever you decide, make sure to carry out appropriate due diligence before you choose any exchange or P2P platform. Alternatively you can also trade directly with a friend or someone you know who has bitcoins on a personal level. If you know them then you can use PayPal to transfer the payment and they can send bitcoins to your bitcoin wallet. In this manner you can skip through the process of registering with any exchange or P2P platform.


3 Ways To Find Off-Market Properties for Sale

Have you ever heard someone talk about buying a property “off-market?” An off-market home isn’t listed on the Multiple Listing Service (the MLS). The only way to learn it’s for sale is through being in the know. It’s a desirable way to buy because there’s a lot less competition, it allows both buyer and seller to be more diligent about the sale, and you can be flexible when negotiating. So, how do you hear about these types of properties? Here are three ways you can beat the market and snag your dream home.

Word of Mouth

There’s no better way to buy off market property than through the grapevine. Putting feelers out into a neighborhood can yield successful results. Talking with parents at a science fair or a quick chat while on a dog walk places you top of mind should they or someone they know be looking to sell.


Flyers are easy to make and cheap to print. They allow you to place your contact details into the hands of prospective sellers. Define the type of property you’re looking for and then drive around your preferred neighborhood, posting a flyer into any home that fits the bill. Be clear about what you want and include details like your required number of bedrooms, house features, and whether it has a backyard. Even if they’re not selling, they may know someone who is.

Social Media

Most towns and cities have social media groups. They’re an excellent way to reach out to people who live in your desired neighborhood. They can help you identify areas that bring you closer to schools or transport links and also regions you may want to avoid. They also give you instant access to thousands of people who can spread your message and help you find a home before it even goes on the market.

In a competitive housing market, it’s time to be proactive if you want to stay ahead of the field. Stop hunting for your home and let your home find you.

The Importance of Art in Public Spaces

The presence of art in public spaces serves a much higher purpose than mere decoration. These are some of the invaluable ways that public art contributes to communities.


Public art allows diverse populations to experience art when they might not otherwise have access to museums or other cultural institutions. National organizations like Americans for the Arts advocate for the arts as a means to enrich the lives of all members of a community. A notable state-wide initiative, The Art City Project, enables custom art California to reach a mass audience by taking over spaces that advertisements traditionally occupy. Many other programs support widespread access to art.

Tells a Story

Public art frequently tells visitors about a community’s history or its values. It can commemorate or provide a new perspective about past events or circumstances and serve as a tool to educate current and future generations. By bookmarking a significant idea or moment in history, public art ensures that the past, present and future are perpetually linked.

Heightens Awareness

Promoting diversity and cultural awareness is one of the most significant ways that public art serves communities. This role is particularly valuable in urban areas where diverse populations co-exist without other means of relating to one another. Public art allows for continual interaction and promotes a better understanding of different cultures on a visceral level. For instance, bridges are a perfect example of functional art in public forums. They are social equalizers that everyone uses.

Validates Creativity

An acknowledgment of the legitimacy of the creative process is one of the most significant benefits of public art. In an increasingly homogenous world, artistic expression inspires a response from the observer as well as a message from the artist, bringing them together in a shared dialogue. Regardless of the tone of the conversation, its very existence validates the creative process.

As society continues to explore the importance of art to its well-being, the inclusion of art in public spaces will increase as cities expand.

Various Ways Businesses Can Use Cryptocurrency to Their Advantage

Cryptocurrency is simply digital money that gives businesses new opportunities. It is a transformation in how transactions are made and also how capital is raised. With cryptocurrency, new technology available on the internet known as blockchain has emerged. It is mainly used for cryptocurrencies like Bitcoin and Ethereum.

Blockchain is a kind of database or distributed ledger that can be located and stored anywhere. This makes it easy for access by everyone. With that said, let us look at the various ways in which businesses use cryptocurrency to enjoy the benefits it has to offer.


Many businesses are nowadays accepting cryptocurrency as a mode of payment. It is not a surprise to see signs advertising that Bitcoin is accepted at a particular business. Additionally, entrepreneurs running e-commerce businesses are in an excellent position to integrate cryptocurrency into their businesses.

On the other hand, cryptocurrency can be used by big businesses in anonymous transactions. When using platforms like Bitcoin, you will only need to use your wallet during payment. The vendor only sees your wallet ID. With this, your identity and that of the business are highly protected.


Well, businesses are always looking for the best way to diversify their operations. No matter what the business is, it is easy to consider adding a revenue channel using cryptocurrencies. According to experts, there are numerous things they can do. But the secret is to research and read to gather more information about these operations. Here are a few examples.

  • Buy and sell cryptocurrency – It is straightforward for a company to buy and sell cryptocurrencies for profit. You will need to use an exchange platform operated by a third party. The idea is to buy cryptocurrencies such as Bitcoin and Ethereum at a lower price and then sell them at a higher price. This is the easiest and most profitable way a business can make money.
  • Cryptocurrency consultation services – Businesses that are already using cryptocurrency may also consider offering help to clients who are getting started in cryptocurrency and do not know what to do. Whether the clients are trying to incorporate cryptocurrency in their company or are learning how to get involved individually, they can be provided with useful information or expertise.
  • A cryptocurrency buying and selling platform – Whether you decide to have a cryptocurrency exchange website or a Bitcoin ATM, the commission generated from these services makes it a viable business. Other services you can offer on your platform include digital wallet hosting, trading expertise, and a lot more. It is prudent to set up a professional platform that will attract many potential customers. You can market it on social media and give a link for potential customers to visit your website.


Every business must embrace and welcome new technological changes like cryptocurrency in order to succeed. They should also comply with all tax regulations related to cryptocurrency to avoid any legal risks. Finally, it is crucial to exercise caution when dealing with cryptocurrency trading since it is a volatile market.



I am discussing all kinds of business and finance topics on this blog and I hope that the information I provide will prove to be useful.