Archive for the ‘Main’ Category

What should a gaming merchant account offer?

The gaming market has grown a lot ever since it has gone online. In fact, it is reported that the gaming business will earn a profit of $2.14 trillion by 2020. Over the years, the gaming industry has expanded its horizon a lot and said to be growing in the future too. However, the critical thing to note here is to sustain your online gaming merchant account, and it relies heavily on how good your merchant account provider is.

Following are some key points to keep in mind before saying yes to a provider.

Online merchant account provider will handle most of the transaction which means when the customer pays, it is the provider who will handle the payment and send it back to your account. When the service provider receives the card details of a customer’s card, he will perform:

The authorization of the card: This will include checking the issuer. Which is the bank where the customer has his account with and will check whether the card is valid or not and whether he has sufficient funds in his account to proceed with the transaction?

The authentication process: Although this feature is optional, you can ask the service provider whether they provide the 3-D secure authentication process where the customer is requested to verify his identity.

Once both the steps are completed, the provider will then process with withdrawing the money from the customer, place the money on the merchant’s online account, and finally transferring it to the merchant’s bank account.

The online merchant account provider should offer you a safe and secure payment gateway

Since most of the transaction will happen online and customers also prefer online transaction, you must ensure that the merchant account provider is providing a safe payment gateway option. Banks usually charge a lot to maintain your account, and hence the fees are always high. Since you will opt for a merchant account provider, do speak to him in details about the gateway window.

What to look for in a gaming merchant account provider?

The most important thing to keep in mind while choosing a gaming merchant account provider is to look for the various features that he provides and what are the charges. Following are a few things that a reliable service provider should offer

  • Whether the provider accepts all kinds of cards for payment or not, if not, are they willing to accept it and tailor the feature for you. If they don’t mind the feedback, then what will be the cost for it?
  • What will be the total number of the transaction your gaming merchant account provider will allow? You will want to generate more revenues and would like to be sure that the provider allows a good number of transaction to take place. The provider should let you accept more and more transaction and shouldn’t become greedy and start charging you more once you start to earn good.
  • The provider should charge you a fair amount of fees for every transaction. They shouldn’t lure you with attractive discounts and later start charging you hefty fees just in the name of discounts and offers.

What should you ask your gaming merchant account provider?

Choosing a merchant account provider can become a bit tricky if you don’t know the right questions to ask. Here are some questions that we have prepared for you, ask them the following and be sure about your merchant account provider.

  • Does the provider work with the payment gateway that you are using?

They might either say yes to you or no. Now, if you get a yes for an answer, then you are all set. But, if the provider says no, then you will either have to look for another gateway method that they work with or else you will have to go to someone else.

  • What kind of card do they accept?

Since customers can have any cards with them, it is necessary to know before you sign the contract about the different cards your service provider will allow the customers to use.

There are two types of card that a customer might use, credit card or debit card. Ask if they accept both. Then the types of cards your customer may have are- Visa, Master Card, Maestro Card, JCB, Discover Card, American Express, etc. Payment methods that your customer may want to pay through are- Apple Pay, Samsung Pay, and MobilePay, etc. Make sure to clear all of these points and ask if they will allow all of these transaction cards, schemes, and payment methods.

  • What kind of locations or currencies does your provider will support?

Now, since you are into an online business, you would want to expand your business and reach out to more customers. That is why it is essential to note whether they accept cross border payments, if yes, what are the countries? Make sure that the countries you want to reach out to be on their list too. Also, talk to them if they accept all kinds of currencies or not. Most of the providers accept USD, but will they also take British Pounds? No matter what currencies you want to accept, make sure you and your merchant account provider are on the same page.

What will be the charges?

Fees are one of the most crucial factors to run an online merchant account. You do know that there will be some kind of fees associated with you while setting up the account and for each transaction, you will have to pay different fees too. Now, what will be the other charges that you need to pay? Ask them about signing up or application fees, the fees for setting up your account with them, monthly fee, what will be the fees for each transaction? Also ask about refund fee, chargeback, payout, currency conversion, transaction, and feature fees. Ask as many questions that come to your mind regarding charges. If they are transparent, they will tell you everything about the fee structure in details.

It is only when your merchant account provider is genuine and transparent with about his service, you will be able to be 100% sure about them. So, go ahead and ask them the questions mentioned above and then choose the right one.

 

Shopping for Personal Loans

Ѕоmеtіmеs уоu nееd ехtrа mоnеу fоr unехресtеd ехреnsеs lіkе саr rераіrs, unехресtеd bіlls, hеаlth ехреnsеs, sсhооl ехреnsеs, оr а mуrіаd оf оthеr rеаsоns. Whеrе dо уоu gо tо gеt mоnеу fоr thеsе unрlаnnеd ехреnsеs? One option is to go to personal loan companies. Реrsоnаl lоаns аrе аvаіlаblе frоm mаnу dіffеrеnt соmраnіеs аnd lеndеrs fоr соnsumеrs tоdау whеthеr уоu hаvе gооd оr bаd сrеdіt.

Yоur fіrst рlасе tо trу tо gеt а реrsоnаl lоаn іs frоm а bаnk оr сrеdіt unіоn. Маnу tіmеs, thеу саn оffеr уоu а lоаn bаsеd оn уоur сrеdіt rесоrd. Реrsоnаl lоаns frоm а bаnk оr сrеdіt unіоn usuаllу dо nоt hаvе соllаtеrаl аttасhеd tо thеm аnd thеу аrе lоаns bаsеd оn уоur nаmе аnd сrеdіt rесоrd. Ваnks аnd сrеdіt unіоns аrе а grеаt рlасе tо gо fоr а реrsоnаl lоаn іf уоu hаvе соmраrаtіvеlу gооd сrеdіt.

Аnоthеr рlасе thаt уоu саn gеt а реrsоnаl lоаn іs frоm а реrsоnаl lоаn соmраnу. Тhеrе аrе mаnу оf thеsе рlасеs thаt wіll gіvе уоu а lоаn. Тhеу usuаllу nееd уоu tо lіst sоmе sоrt оf соllаtеrаl, but іf уоu hаvе а јоb аnd а соnsіstеnt hоmе, thеn thеу wіll nоrmаllу аррrоvе уоu. Тhіs іs а gооd орtіоn іf уоu саnnоt gеt а lоаn аt а bаnk оr сrеdіt unіоn but уоu nееd tо bе а smаrt соnsumеr аnd аsk quеstіоns bеfоrе sіgnіng аnу lоаn рареrs. Yоu nееd tо knоw thе іntеrеst rаtе, thе lеngth оf thе lоаn, аnd thе mоnthlу оr wееklу рауmеnt аmоunt. Маkе surе thаt уоu саn mееt thе rеquіrеmеnts оf thе lоаn оr уоu wіll еnd uр іn а wоrsеnеd fіnаnсіаl sіtuаtіоn.

Тhеrе аrе оthеr орtіоns аvаіlаblе іf thе аbоvе twо сhоісе dо nоt wоrk оut. Yоu саn tаkе іtеms frоm уоur hоmе tо а раwnshор tо gеt а lоаn. Тhіs wіll bе а hіghеr іntеrеst rаtе, but іf уоu dо nоt hаvе аnу оthеr орtіоns, thіs іs а gооd сhоісе. А саr tіtlе lоаn іs аn орtіоn, but уоu nееd tо kеер іn mіnd thаt уоu wіll lоsе уоur саr іf уоu dо nоt mаkе tіmеlу рауmеnts. А рауdау lоаn соmраnу іs аlsо аn орtіоn but уоu nееd tо bе surе thаt уоu undеrstаnd thе tеrms оf thе lоаn. Yоu nееd tо undеrstаnd thе tеrms оf аnу lоаn thаt уоu tаkе оut tо mаkе surе thаt уоu саn mаkе thе рауmеnts аnd рау thе lоаn оff. Ѕоmе оf thеsе орtіоns аrе а lаst rеsоrt, but іf уоu nееd thе mоnеу fоr а nесеssіtу, іt mау bе уоur оnlу сhоісе. Јust bе surе thаt уоu gо іntо thе lоаn рrосеss knоwlеdgеаblе аbоut thе dеtаіls оf thе lоаn.

Тhеrе аrе tіmеs іn уоur lіfе thаt уоu wіll nееd ехtrа mоnеу fоr unехресtеd оr unрlаnnеd ехреnsеs. Іt іs аlwауs bеst tо рlаn аhеаd аnd hаvе а sаvіngs ассоunt fоr thеsе ехреnsеs, but sоmеtіmеs іt іs јust nоt роssіblе. Іf уоu dо nоt hаvе аnу оthеr орtіоns, thеn уоu mау hаvе tо tаkе оut а lоаn tо соvеr thеsе ехреnsеs.

The Importance of SEO to Media Companies

Competition has never been more fierce than it is online. Millions of products and services are available at the click of a button and the only thing connecting clients and companies are search engines. This can make these tools your best friend or your worst enemy. Proper search engine optimization (SEO) utilizes original content, relevant visuals and online networking to drive up web traffic, making sites a success.

Search engines are designed to crawl through hundreds of thousands of web pages, looking for the most relevant results. If your site is lacking properly written content or materials, it will be buried in pages and pages of results. In addition to eye catching visuals and layouts, SEO helps pages to rank higher, drawing more traffic and a greater chance of conversion. Any good web design firm understands that combining site development with SEO services means better results for their clients.

Effective search engine optimization is made up of relevant content, keyword usage, title tags and link building practices. Each of these, combined with the right delivery method, play a role in increasing traffic to your website.

Keywords & Tags: Potential clients are connected to businesses by searches based around specific words. Featuring these words within content and tagged materials makes it easier for running searches to find your page.

Content: Keywords might bring traffic to the door but it is content that keeps them there. Most consumers are using the internet to search out the answers to questions and if your page does not provide information or solutions, they will move on to the next.

Link Building: Creating links between your site and other credible pages helps to not only bring in new traffic, but it lends an air of credibility. These links also increase rankings and visibility.

For web design agencies offering SEO services can increase customer satisfaction, establish a good reputation and encourage company networking for future collaborations. Understanding the value of search engine optimization and offering services can set agencies apart in a competitive industry.

What To Look For In a Gutter Cleaning Company

For many property owners or managers, it is a better option to outsource the more complicated maintenance tasks – like gutter cleaning – to the professionals. With plenty of companies to choose from, it can be difficult to know which one is right for your space. Whether you are dealing with an unattached house, multi-unit space or commercial property, there are certain things that you should look for in your maintenance specialist.

Practices: Every company has their own way of doing things; there is more than one way to skin a cat, after all. Most companies don’t mind sharing their processes with potential clients, so feel free to ask! If you are looking for a more in-depth and lasting clean, a by-hand removal won’t suit your needs. Experienced firms like Gorilla gutter cleaning provide a multi-step process to clear clogs and scrub drains. Taking the extra steps to clear away debris, vacuum gutters and water-test pipes and downspouts means better results, every time.

Customer Service: The difference between choosing a large chain or local service, is the level of care that you can expect. Instead of being another name or address on a roster, an established gutter cleaning company should care about both their clients and the condition of their properties. If you call to book an appointment or ask a question, you should expect someone to pick up the call!

Reputation: A good name takes years to build up. In the digital age, online reviews are a treasure trove of information for potential clients. It is always preferable to have a service recommended from trusted friends or family but not everyone has a reliable service to offer up. While some reviews should be taken with a grain of salt, others can help establish realistic expectations and be aware of potential problems before they happen.

Choosing the right property maintenance company can seem overwhelming, but by focusing on these three categories, it is possible to take the sting out of this decision.

The Advantages of Hiring Professional Movers

It’s been said that the three most stressful things in life are death, divorce and moving. Leaving your home is difficult, even if it is for greener pastures. Let professional movers take this experience from stressful to splendid with a bit of expert care. It might not seem like it from the outside, but there are a lot of moving parts to changing house. Instead of getting beaten up by the details, let a reputable firm help pack up and transport your life safely and efficiently.

One Box At A Time

It is easy to become frustrated before and during a move. The process is physically taxing, emotionally exhausting and can be very tough on the wallet. Before committing to a DIY disaster, it is important to consider the finer points of a seasoned moving company, like Ellis Moving in Vancouver.

Efficiency: There is a required technique to both packing and unloading a truck. The longer that it takes to load up and ship out, the longer that it takes to get from Point A to Point B. After years of experience, moving teams have these actions down to a science. This skill eliminates excessive trips and wasted space.

Equipment: For most property owners, an average 4X4 won’t cut it when moving. Truck rentals add up by both time and mileage. Opting for professional service means getting the most bang for your buck through cost-effective service. In addition to vehicles, expert care comes along with tools for making the job easier, such as dollies, blankets and other items required for heavy lifting.

Safety: Moving is a dangerous game for both people and property. All it takes is one wrong move to strain a muscle or throw out a back. Specialized safety equipment is part and parcel of a hired service. Instead of only applying to bodily harm, safety refers to your personal property as well. Closing up a box and saying a prayer is not enough to keep your things in one piece. Properly packed and secured boxes and items don’t move around during transport, helping to ensure that they arrive at their destination safely.

The Advantages of a Custom Made Business Suit

Having clothing custom or tailor-made might seem like a luxury but this extra step fights against waste, cuts costs over time and helps to create a style that is both flattering and comfortable. A custom suit is an investment that will last years but there are other advantages to a personal touch:

Finding A Better Fit

A proper fit can help showcase the body in a flattering light but this is almost impossible to find while shopping off the rack. Tailors take measurements of the body, creating lines and shapes that flow along with the body instead of fighting against it. By having clothing designed especially for your body, specific areas can be adjusted to accommodate height, weight, sleeve length and comfort around necklines.

Better Quality

Quality is not a priority for most mass manufacturers. Factory made suits are made with costs in mind, so cheap fabric is used, alongside short-cut construction to keep productivity high and labour expenses down. This means having to repair or replace clothing more often. In most cases, garments only last about one season. Custom creations allow clients to choose the right fabrics that fit their lifestyles. Material is a big part of what makes quality, but so is construction. With an experienced tailor, you can rest assured that not a stitch is missed and your clothes are built to last.

Show Off Personal Style

Grabbing a shirt or jacket from a popular department store might seem great at the time but it won’t be long before you spot someone else wearing the exact same one. Having clothes made ensures that they are unique to you. More than having just your own style, suits can be made to be functional, as well. An additional pocket or collar design is completely within the realm of possibility when using a tailor.

While custom suits are always beneficial, not all tailors are created equal. When shopping for that “perfect fit”, consider specialists that offer services designed to accommodate your lifestyle. DV Clothiers in Vancouver, for example, offers house calls to design and measure your custom suit without inconveniencing your schedule.

About Luis Goyzueta

Luis Goyzueta is a renown corporate leader. The Bentley University graduate is the Founder, CEO and Director of Stellar Mining Peru, Limited. He has been at the helm of the Lima based private company since 2011 when it was established.

His accomplishments speak for themselves. Not only has Stellar Mining grown from near obscurity to being internationally known, it has also greatly expanded its roots and market share under Luis Goyzueta’s visionary leadership. The company now boasts acquisitions and commissionings of three of the leading mining companies in Peru.

His career background

That Guyzoeta is an experienced corporate manager is an understatement. His career background and history tells it all. He has over the years led and grown many other key businesses besides the highly successful Stellar Mining Limited.

Between 1997 and 2006, Goyzueta was serving as the Founder and Managing Director of Compañia Minera Moria SAC & Dimeter Mineria SAC. It is in fact here where he kickstarted longstanding and stellar career in the natural resources realm. His tenure here proved to be very successful with the company growing from a bankrupt state to that of massive financial security and liquidity. This became possible even at time when the market was marred by depressed metal prices and many other economic turmoil.

In 2006, Luis Goyzueta decided to take a new step in his career path. This time round, he went ahead and founded Pure Biofuels Corp. As its Director and CEO, he would help it grow in leaps and bounds. The company would soon be the proud owner of Latin America’s largest biodiesel refinery and Peru’s second largest liquid fuel terminal.

Goyzueta’s achievements would not stop with Pure Biofuels Corp. In 2009, he established Southern Peaks Mining. This, he would follow years later by Vicunita Minerals in 2017. Both of these business ventures proved to be successful as the ones he had steered prior to them. Each was able to expand its asset base as well as have new acquisitions. Goyzueta helped Vicunita for instance to acquire and grow its renown polimetalic mine in Peru. This, he was able to do through securing a financial procurement. Goyzueta still serves as Vicunita Minerals’ s chairperson to date.

Educational background

Mr Goyzueta is a proud alumnus of the prestigious Bentley University in the U.S. He graduated here with a honors Bachelor of Science degree in Economics and Finance. His alma mater Bentley has been known to produce some of the most reputable corporate personalities the world over.

About Stellar Mining Limited

Stellar Mining Limited is based in Lima, Peru. It exclusively deals in base metal mining and processing. It is privately owned and was established in 2011.

Under its CEO’s capable leadership, Stellar Mining has been able to register massive growth over the years it has been in operation. It has for example been able to acquire and consolidate the vast mining district Toropunto. Furthermore, the company’s engineering team has also been able to commission and establish Piedra Imani and Santa Rosa metallic mines.

Stellar Mining continues to be a leading player in the international mining industry. Its Cu-Au porphyry remains a critical asset ever since its discovery and incorporation as part of the company.

Hobbies

Away from work engagements, Goyzueta enjoys a number of fun and recreational activities. These include travelling as well as writing and reading among others.

 

The Advantages of a Landscaping Franchise

Canadians have an excellent relationship with nature. Whether it is out in national parks or at home in their backyards. Properties with outdoor space are in high demand all over the nation but it can be tough to maintain lawns and gardens. With many property owners unable to handle time consuming exterior maintenance, there has never been a better time to purchase a landscaping franchise.

Everyone wants to be their own boss but this is easier in some industries than others. Independence is great but it isn’t always the secure choice. Every industry is dependent on the economy in one way or another but landscaping is always necessary. What sets landscaping apart within the work force is the constant need for curb appeal over several property types, along with specialized tools and training. Try as you might, there are some maintenance tasks that property owners just can’t handle on their own.

As a franchise owner, landscaping professionals can offer service to detached homes, multi-unit properties and commercial spaces. This versatility means that owners and staff are always busy. It also gives local businesses a leg up on DIY maintenance. Trying to tackle a large property with something as simple as a push mower takes tons of time and energy that most property owners just don’t have. This is when professional services, like Eenie Meenie Miny Mow are called in to save the day.

Curb appeal is not just for real estate. An unappealing exterior can drag down property values for homeowners and can negatively effect businesses as well. When an office or storefront is overgrown or riddled with weeds, it can deter foot traffic and drag business down. These issues can be fixed through regularly schedule maintenance or creating an ideal space through hardscaping and design.

There is no fighting nature, so there will always be a need to find a middle ground for greenery. Becoming a franchise partner allows owners to start off on the right foot, as a part of an established company with a good reputation. With branding, advertising and training all covered in the cost of ownership, there is nothing to do but put in the manual labour.

3 Essential Aspects of Homeowners Insurance

Closing on a new home can be an exciting time. If you finance any part of the mortgage through a bank, an essential part of closing will be providing proof of a homeowner’s insurance policy.

Typical Coverage

Homeowner’s insurance should cover any damage to the physical property and the contents of the home. Some typical hazards include storm damage, vandalism, theft, and fire. However, some policies also cover damage to vehicles and burst pipes or problems with other systems in the house. Keep in mind that any special collections or high priced jewelry and artwork will most likely not be covered under the general household limits. These special items may require an additional policy or rider to the current one.

Important Considerations

Premiums for homeowners insurance lodi ca include household contents, physical buildings and structures, and property location. Properties located in flood plains or other areas prone to natural disasters will generally have higher premiums than those houses located in less weather diverse geography. Similarly, the age of the structure can impact the cost of insurance. Newer homes can be made with better quality materials, such as storm damage mitigation systems, that could decrease premiums while older homes may suffer from structural issues inherent with age that may require higher premiums.

Liability Coverage

If you purchase a home using cash, you may still need liability coverage on your home and property. If someone gets hurt in your home or yard, you may be responsible for the medical costs and expenses related to the injury. In this case, insurance should cover these bills instead of paying it out of your pocket.

With any mortgage, the money lender owns the house and property, and you will most likely be required to prove that the lender’s assets are covered in the event of damage or destruction. Homeowners insurance can easily take care of this legal obligation as well as give you peace of mind in the event of a disaster.

Simulated Phishing As A Training Tool

Security comes in many forms, but in a digital age, it is important to be aware of cyber threats, namely phishing. Over the years, these malicious email hoaxes have become increasingly sneaky and tough to detect without the right knowledge and training. Instead of waiting for the worst to happen, many employers are taking a pre-emptive strike against hackers through training practices like simulated phishing.

What You Should Know About Phishing

At its core, phishing is another name for fraud. This particular brand of fraud aims to gain personal information, such as banking or financial information, along with employee logins and any other information that make them sound more credible. The most common ways to achieve this is through e-mail scams that infect systems with malware or site impersonation in order to gain access to credit card information or SIN numbers.

It is easy to do a bit of research and feel confident enough to avoid phishing scams, but a company is only as strong as its weakest link. This is why more and more businesses are instituting simulated phishing training. All it takes is one wrong click to crumble an entire network. This training process is usually a three-fold process of initial education, practical training and any follow-up that is necessary.

What Can A Security Company Do For You?

There are many forms of software out there dedicated to keeping your networks clean, but no system is 100% safe and that makes proper training so important. The first step is to educate users on the most obvious indicators of phishing scams. These can range from subject lines to appropriate URLs and even the greetings used.

It is one thing to learn from a checklist but another to put that knowledge to use. The only way to properly test out technical training is to understand how to navigate these e-mails first hand. The trouble with this is the risk involved with testing on actual sources. A digital security company offers web-hosted platforms to send safe but effective examples of phishing scams. The results are monitored and used for continued education later on.

I am discussing all kinds of business and finance topics on this blog and I hope that the information I provide will prove to be useful.
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